Realistic Wavy Hair Portrait

Create a realistic, softly lit vertical portrait photo of a young adult woman indoors, framed from the upper chest to slightly above the head, centered and facing the camera. She has hair color long layered hair with loose natural waves, volume at the crown, a middle part, and face-framing strands falling over both shoulders. Her actual face is completely obscured by a large centered vertical rectangle covering from the upper forehead down to the chin; the rectangle has a smooth warm skin-tone gradient from darker brown at the edges to lighter peach in the center, with sharp straight edges and no facial features visible. She wears a fitted top color long-sleeve scoop-neck ribbed top, small silver hoop earrings, and one delicate silver necklace with a small star or flower pendant. Use photorealistic detail, natural hair texture, subtle skin detail on the neck and chest, shallow depth of field, and a bright neutral home interior background with cream walls and soft blur. Composition is vertical 4:5, clean lifestyle photography, realistic lighting, no text, no watermark, no extra people.